Hale Insurance & Financial Services offers a variety of in-depth approaches to manage losses as well as insurance costs.

Risk management is more important than ever for businesses of all sizes. Hale delivers risk management services that provide cost-efficient insurance and balanced financial programs.

Our technical specialists carefully analyze those risks inherent to your business and then advise you as to how you should insure. Some risks must be insured, while others can be managed with alternative measures. Hale provides you with the expertise you need to understand how and when to employ these alternatives.

Customized loss control activities are an essential element in keeping your insurance costs in line. At Hale, we identify and evaluate present risks and help you establish an effective safety program. We also provide periodic inspections and advise you on how your operation could be improved from an insurability standpoint. In these ways, Hale helps you control both losses and costs.

Hale Insurance & Financial Services is one of the few insurance agencies with a fully staffed Engineering and Safety Department. These professionals can help you establish a comprehensive safety program to reduce or eliminate hazards that can affect your business insurance costs, as well as uncover hidden costs.

Hale engineers become active participants in your ongoing safety programs. They will make periodic visits to your business and recommend ways to eliminate potential hazards and improve on-the-job safety. With your cooperation, they will also suggest methods to help prevent certain losses from occurring and ways to reduce the number and extent of preventable losses. Our safety engineers are well versed in OSHA, DEP, EPA, DOT and other similar regulations and can help you prepare for government inspections and visits from local and state regulatory agencies.

Your custom-designed safety program will help to reduce your exposure to accidents and litigation and will also supply you with an excellent defense against potential claims.